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This study uses nationally representative data from the 2009 National Financial Capability State-by-State Survey to examine the relationship between state-level alternative financial service (AFS) policies (prohibitions, price caps, disclosures) and consumer use of five AFS products: payday...
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This study examines the antecedents of Mobile banking (M-banking) app adoption, explores post-adoption effects, and tests the moderating effect of consumer status orientation on the relationship between adoption intention and its consequences. The conceptual model hypothesized 20 relationships,...
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unbanked and bringing them under formal financial services has become a policy concern in many developing countries. Due to the … lack of financial accounts, unbanked people prefer informal, risky, and inconvenient mechanisms for receiving, sending, and … motivational workshop on opening savings accounts through causality among the unbanked people in a setting where the respondents …
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