The recent financial crisis has led many to question how well businesses deliver services and how well regulatory institutions address problems in consumer financial markets. This paper discusses consumer financial regulation, emphasizing the full range of arguments for regulation that derive...

At a time when the public is increasingly sensitive to changes in the asset markets, due to involvement in stock markets—including through retirement funds, investment in housing, and exposure to commodity prices, this insightful book offers insight to scholars, policymakers, and all...