Governance of Innovation Firms, Clusters and Institutions in a Changing Setting Edited by Maarten J. Arentsen University ofTwente, Enschede, The Netherlands Wouter van Rossum Netherlands Defence Academy, Breda, The Netherlands Albert E. Steenge University of Groningen, Groningen, The...

FinTech is a new term combining finance and technology. The term did not exist until the end of 2014. Although there is agreement over what finance is, there is no agreed upon definition of technology. It changes with time. American sociologist Read Bain wrote in 1937 that technology includes...

Usually screening in microcredit is a very opaque process, because borrowers seldom have verifiable information or collateral. We explore the relationship between traditional screening variables and a new screening variable (Job Experience) for a Brazilian fintech microcredit firm. Unlike...