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Personal Bankruptcy : Reconciling Adverse Events and Strategic Filing Hypotheses Using Heterogeneity in Filing Types

Gan, Li - 2019

Personal bankruptcies have continued to rise even after passage of a comprehensive reform designed to curb strategic use of bankruptcy. We formalize a distinction between strategic filing and adverse events filing by testing whether consumers manipulate their debt and filing decision or not....

Persistent link: https://www.econbiz.de/10012894092

The Complexity of Personal Insolvency Decisions : Legal and Behavioural Economics Insights

Lammers, Imke; Howell, Nicola J; Brown, Catherine; … - 2022

The decision to enter into a formal personal insolvency process involves consideration of the complexities underpinning … choices. Matching a person’s individual circumstances with the most suitable personal insolvency option requires that … are not always entering into the most suitable form of personal insolvency and this is likely to lead to suboptimal …

Persistent link: https://www.econbiz.de/10013406144

A systemic debt payoff policy

Wunder, Timothy - In: Journal of economic issues : jei 52 (2018) 2, pp. 490-497

Persistent link: https://www.econbiz.de/10011932719

Robo-advice : transforming households into rational economic agents

D'Acunto, Francesco; Rossi, Alberto G. - In: Annual review of financial economics 15 (2023), pp. 543-563

Persistent link: https://www.econbiz.de/10014427151

Personal bankruptcy : reconciling adverse events and strategic timing hypotheses using heterogeneity in filing types

Gan, Li; Sabarwal, Tarun; Zhang, Shuoxun - 2011

Persistent link: https://www.econbiz.de/10008857530

Government policy with time inconsistent voters

Bisin, Alberto; Lizzeri, Alessandro; Yariv, Leeat - In: The American economic review 105 (2015) 6, pp. 1711-1737

Persistent link: https://www.econbiz.de/10011326128

Borrower heterogeneity and the demand for overdrafts

Becker, David Michael - In: Empirical essays on the borrowing behavior and …, (pp. 23-72). 2017

Persistent link: https://www.econbiz.de/10011719395

Understanding the determinants of financial outcomes and choices : the role of noncognitive abilities

Parise, Gianpaolo; Peijnenburg, Kim - 2017

Persistent link: https://www.econbiz.de/10011758026

Government Policy with Time Inconsistent Voters

Bisin, Alberto; Lizzeri, Alessandro; Yariv, Leeat - 2012

Behavioral economics presents a "paternalistic" rationale for government intervention. Current literature focuses on benevolent government. This paper introduces politicians who may indulge/exploit these behavioral biases. We present an analysis of the novel features that arise when the...

Persistent link: https://www.econbiz.de/10014167235

Rising indebtedness and temptation : a welfare analysis

Nakajima, Makoto - In: Quantitative economics : QE ; journal of the … 3 (2012) 2, pp. 257-288

Is the observed large increase in consumer indebtedness since 1970 beneficial for U.S. consumers? This paper quantitatively investigates the macroeconomic and welfare implications of relaxing borrowing constraints using a model with preferences featuring temptation and self-control. The model...

Persistent link: https://www.econbiz.de/10011756832