Insurance fraud, which adds an estimated $85 billion per year to the total insurance bill in the U.S., is an extremely serious problem for consumers, regulators, and insurance companies. This paper analyzes the effects of state legislation and market conditions on automobile insurance fraud from...

Since Georgia unveiled its HOPE Scholarship in 1993, at least 15 other states have implemented or proposed merit-aid programs based on the HOPE model. A common justification for these actions is to promote and reward academic achievement, thereby inducing greater investments in human capital....

This article examines the relationship among access to drinking water, sanitation facilities and health outcomes for children in India. We use the NFHS 2005-2006 household-level survey data to construct the nutritional distribution for two anthropometric health measures for children between ages...

This paper examines the effects of Georgia's merit-based HOPE Scholarship on college enrollments. Until the late 1980s, only a small fraction of total student aid was allocated on the basis of merit, but in the last decade state governments have stepped in,distributing billions of dollars in...

We use data for 436 rural districts from the 2001 Census of India to examine whether different aspects of social divisions help explain the wide variation in access to tap water across rural India. Studies linking social fragmentation to public goods usually aggregate different types of...