This study assesses the state of microinsurance in the country, identifies the players and their performance, and the challenges facing microinsurance development. The term micro pertains to the capacity of a program to handle the small, sometime irregular cash flows of poor households, who have...

The paper reviews the innovations developed by some financial institutions to meet the challenges of microfinance and rural finance markets. Innovations could be new products and methodologies or refinements to existing practices that are created in response to market inefficiencies and changing...

A developing economy such as the Philippines has to create an enabling environment for economic growth and development. But how does one nudge forward the creation of such an environment? This paper departs from the usual discourse on the need for effective implementing institutions. Instead, it...

The promise and potential of the Philippine economy has remained unrealized notwithstanding the country's talented labor force, skilled professionals, and relatively abundant resources. What ails the Philippines? This paper argues that the incompetence and downright corruption of Philippine...

In the past few years, the government has developed and installed a unique model of performance-based budgeting known as the Organizational Performance Indicator Framework (OPIF). The OPIF demonstrates the relationship between an agency's programs, activities, and projects (PAPs), the goods and...

Low-income households find it hard to cope with the risks brought about by an illness or injury, death of a family member, man-made calamities, and natural disasters. Demand for microinsurance products is growing and both formal and informal microinsurance schemes have started to emerge to...

Globally, the rise of new and unexpected risks and shocks has impacted stable and poor societies alike, and some, especially the latter, have become increasingly dysfunctional. The Philippines is peculiarly challenged to build economic resilience as indicated by its high-risk exposure and...

This paper looks at the existing credit programs for smallholders, including agrarian reform beneficiaries (ARBs). It also assesses the Agrarian Production Credit Program, which is a program being implemented in collaboration with the Department of Agriculture and the Land Bank of the...

Everyone has an opinion on how to solve the terrible traffic plaguing Manila every hour of every day. Many people blamed the behemoth cargo trucks plying the roads everyday, inconveniencing thousands of commuters and car drivers by taking up too much space. People across the metropolis rejoiced...

Social enterprises are gaining popularity in many parts of the world due to their great potential to advance the agenda of inclusive and sustainable growth. The uniqueness of social enterprises lies on their core advocacies, i.e., the attainment of community well-being and human development....