In early 2005 a new bankruptcy law was approved by the Brazilian Congress, taking effect a few months later. The new … legislation improved creditor protection and the bankruptcy system's efficiency. This paper tries to shed some light on the … empirical consequences of a bankruptcy reform on a poorly developed credit market. Using data from Argentine, Brazilian, Chilean …

Substantial changes were made to the consumer bankruptcy system with the enactment of BAPCPA. These changes, however …, were enacted without data support for, or recognition of how such changes would affect the cost of accessing the bankruptcy … system. The Costs of BAPCPA Pilot Study undertook a review of the costs of the consumer bankruptcy system following BAPCPA …

The introduction of American ideas of consumer bankruptcy in European continental civil law systems appears to present … an opportunity to resolve some of the paradoxes of paternalism analysed by Ogus. Bankruptcy law for individuals in Europe … blossoming field of social policy and consumer protection. This article sketches the history of ‘bankruptcy waves' and reflects …

Bankruptcy law now requires individuals to complete a financial education class to receive a discharge of debts. Using … data from the 2007 Consumer Bankruptcy Project, this chapter examines debtors' attitudes about the value of financial … believes financial education could have prevented their bankruptcy. These findings have implications for designing financial …

Bankruptcy Demographics Report is the second year of research to capture information on American debtors filing bankruptcy during … demographics of debtors that may be attributable to the recession. These two years show 24 months of Americans filing bankruptcy … bankruptcy process.As in years past, the average American in financial distress and seeking credit counseling and financial …

"Credit Card Reform and Bankruptcy Reform". Presented at Seton Hall in December 2009 …

. This article thus considers the impact of the debt relief remedies in the NCA on insolvency law. In particular it is an … attempt to provide some answers to the question if the Insolvency Act 24 of 1936 (hereafter the 'Insolvency Act') is in … relief remedies when considering applications for voluntary surrender or compulsory sequestration in terms of the Insolvency …

We exploit the random assignment of judges in personal bankruptcy proceedings to test whether race and politics bias … judges granting debt discharges in chapter 13 (reorganization) and chapter 7 (liquidation) bankruptcy proceedings. To do so …, we have collected a random sample of 9,526 bankruptcy petitions. As race is not reported on court documents directly, we …

. Ironically, the seeds of this legislative victory may have been sown through an earlier legislative defeat - the Bankruptcy Abuse … was recently published in the American Bankruptcy Law Journal. What follows is a summary …