This paper assesses the importance of adverse health shocks as triggers of bankruptcy filings. We view car crashes as a … bankruptcy case files. We report two findings: (i) there is a strong positive correlation between an individual's pre … accounting for this simultaneity, we are unable to identify a causal effect of health shocks on bankruptcy filing rates. These …

to enable bankruptcy and consumer credit professionals to assist clients in dealing with student loan debt. The book …

In early 2005, the Brazilian Congress approved a new bankruptcy law. The new legislation increased creditor protection … and improved the efficiency of the bankruptcy system. This paper evaluates the empirical consequences of a bankruptcy … different models, the effect of the bankruptcy reform on contractual and non-contractual debt variables. In general, both models …

What is the optimal consumer bankruptcy law? I examine this question in the context of an incomplete markets lifecycle … model with a planner who can choose state-contingent bankruptcy costs. I develop two key theoretical characterizations … filing. Second, it is optimal for the planner to always allow bankruptcy if the household cannot repay or would prefer an …

This paper uses a unique data set to shed new light on credit availability to consumer bankruptcy filers. In particular …, the authors' data allow them to distinguish between Chapter 7 and Chapter 13 bankruptcy filings, to observe changes in … findings. First, despite speedy recovery in their risk scores after bankruptcy filing, most filers have much reduced access to …

An analysis of the effects that U.S. Chapter 15 bankruptcy has on vessel arrest and attachment motions in admiralty. A …

The Consumer Bankruptcy Fee Study's discovery of the magnitude of the increase of cost of system access caused by … the use of “bankruptcy as a convenient financial planning tool [enabling consumers to] skip out on debts they could repay …

This study examines the impact of changes in homestead exemption levels upon the consumer bankruptcy filing rate. This … effect on the applicable dependent variable. Four dependent bankruptcy variables were employed: per capita total consumer-bankruptcy … filings, per capita Chapter 7 consumer-bankruptcy filing rate, per capita Chapter 13 bankruptcy filing rate, and Chapter 7 …

debt accounted for only $29 billion. Student loan debt is also a rapidly increasing element in consumer bankruptcy. This … study examines the growth of student loan debt, income, and other types of debt in consumer bankruptcy cases filed each year …

When Congress amended the Bankruptcy Code in 2005 through the Bankruptcy Abuse Prevention and Consumer Protection Act … filing for bankruptcy relief, and a second for later receiving a discharge of indebtedness. As for the pre-filing credit … bankruptcy relief with the goal of having some percentage of debtors settle their debt obligations outside of the bankruptcy …