Similar Search Results

Lessons from Bankruptcy Reform in the Private Student Loan Market

Alexandrov, Alexei - 2018

Persistent link: https://www.econbiz.de/10012926211

The Rise and Fall of Fear of Abuse in Consumer Bankruptcy : Most Recent Comparative Evidence from Europe and Beyond

Kilborn, Jason J. - 2018

fear of abuse of the benefits of consumer bankruptcy and the gradual abatement of that fear in modern consumer insolvency … have only begun to develop policies on personal insolvency and discharge (Bulgaria, China, and Saudi Arabia) indicate that …

Persistent link: https://www.econbiz.de/10012928613

Unsecured Personal Loans | Drivers of Performance

Shekhon, Anshul - 2021

With high coupon rates, unsecured personal loans promise attractive returns to investors. However, investors also bear the risk of complete loss in the event of default. In our experience, the most successful investors rely on a deep understanding of the product and the nuances in its...

Persistent link: https://www.econbiz.de/10014361745

Student Loans and Financial Distress : A Qualitative Analysis of the Most Common Student Loan Complaints

Bruckner, Matthew A.; Ryan, CJ - 2023

Student loan servicers are the face of the U.S. student loan system, and they are not well-liked. Using the Consumer Financial Protection Bureau’s (the CFPB) consumer complaint database, we study borrower perceptions of the student loan system. We qualitatively analyzed a sample of complaint...

Persistent link: https://www.econbiz.de/10014362107

Debtor Fraud in Consumer Debt Renegotiation

Mikhed, Vyacheslav; Raina, Sahil; Scholnick, Barry; … - 2022

traveled farther to find more lenient insolvency professionals who, historically, approved more potentially fraudulent filings …

Persistent link: https://www.econbiz.de/10014236487

Ability, Educational Attainment, and Household Financial Distress

Luotonen, Niilo; Puttonen, Vesa; Rantapuska, Elias Henrikki - 2022

Using register data on the Finnish population, we show that both ability (measured with comprehensive school GPA) and educational attainment are relevant predictors of financial distress, even after accounting for childhood family environment. Low GPA is an especially useful predictor of...

Persistent link: https://www.econbiz.de/10014238396

Financial Capability and Informal Bankruptcy : Comparing Student Loan Holders and Non-Holders

Yao, Rui; Xiao, Jing-jian - 2022

Purpose: The purpose of this study is to examine the association between financial capability and informal bankruptcy …/or spouse's education (non-holders). Informal bankruptcy was measured by being insolvent and late in debt payment for 60 or more … conducted to examine associations between financial capability and informal bankruptcy.Findings: Generally, financial capability …

Persistent link: https://www.econbiz.de/10014239062

Court administration payments in Chapter 7 asset case consumer bankruptcies

Friesner, Daniel; Hackney, Donald D. - In: Atlantic economic journal : AEJ 51 (2023) 2/3, pp. 211-213

Persistent link: https://www.econbiz.de/10014392012

Field of study and financial problems : how economics reduces the risk of default

Hvidberg, Kristoffer Balle - In: The review of financial studies 36 (2023) 11, pp. 4677-4711

Persistent link: https://www.econbiz.de/10014392063

Dealing with Private Debt Distress in the Wake of the European Financial Crisis : A Review of the Economics and Legal Toolbox

Liu, Yan - 2013

The private non-financial sector in Europe is facing increased challenges in meeting its debt servicing obligation. In response, governments are revisiting legal tools and—in some cases—institutional arrangements to deal with over-indebtedness. For households, where the problem in some...

Persistent link: https://www.econbiz.de/10014395387