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Bait and Switch : How Student Loan Debt Stifles Social Mobility

Scott, Robert; Patten, Joseph N.; Mitchell, Kenneth - 2023

Introduction -- Chapter 1: The Bait –The History of American Colleges and the Creation of Student Loans -- Chapter 2: The Switch – Higher Education as a Public Goods Decays (1965-1992) -- Chapter 3: The Income and Wealth Effects of Student Loan Debt -- Chapter 4: Recent Changes to Student...

Persistent link: https://www.econbiz.de/10014426420

Effectiveness of debt modification system in Korea

Lee, Kye Moon; Yi, Junesuh - In: Journal of derivatives and quantitative studies : … 31 (2023) 4, pp. 262-277

This study aims to examine the effectiveness of the debt modification system (DMS) in Korea. We find that DMS does have a positive effect in increasing the credit scores and annual income of DMS users. We also find that a debt management plan (DMP) is more effective in raising credit scores than...

Persistent link: https://www.econbiz.de/10014429285

Moral hazard versus liquidity in household bankruptcy

Indarte, Sasha - In: The journal of finance : the journal of the American … 78 (2023) 5, pp. 2421-2464

Persistent link: https://www.econbiz.de/10014380927

I've got 99 problems but a bill ain't one : hospital billing caps and financial distress in California

Akosa Antwi, Yaa; Aouad, Marion; Blascak, Nathan - 2023

Persistent link: https://www.econbiz.de/10014382428

Relationship between individual characteristics, neurotic personality, personal financial distress, and financial behavior

Fachrudin, Khaira Amalia; Latifah, Siti - In: Cogent business & management 9 (2022) 1, pp. 1-16

Financial distress is not only experienced by people with no income, but also those with a large income. This research aims to examine the effect of individual characteristics and a neurotic personality on personal financial difficulties with financial behaviour as an intervening variable. The...

Persistent link: https://www.econbiz.de/10014433792

The effect of the Affordable Care Act Medicaid expansion on consumer bankruptcies

Laberge, Maude; Djiffa, Kodjo-Maawuegnigan - In: Bulletin of economic research 75 (2023) 4, pp. 1344-1361

Persistent link: https://www.econbiz.de/10014436041

Secured and unsecured debt in creditor-friendly bankruptcy

François, Pascal; Naqvi, Hassan - In: The journal of corporate finance : contracting, … 80 (2023), pp. 1-18

Persistent link: https://www.econbiz.de/10014365661

Owner-occupancy fraud and mortgage performance

Elul, Ronel; Payne, Aaron; Tilson, Sebastian - In: Real estate economics 51 (2023) 5, pp. 1137-1177

Persistent link: https://www.econbiz.de/10014368736

Artificial neural networks in forecasting the consumer bankruptcy risk with innovative ratios

Korol, Tomasz - In: Contemporary economics 18 (2024) 4, pp. 391-407

This study aims to develop nine different consumer bankruptcy forecasting models with the help of three types of … following questions - (a) Are the three commonly implemented types of neural networks useful in forecasting personal bankruptcy … maximum effectiveness?; (d) Are the newly developed types of ratios effective in forecasting personal risk bankruptcy? The …

Persistent link: https://www.econbiz.de/10015189726

Domestic vs. external sovereign debt servicing : an empirical analysis

Kohlscheen, Emanuel - In: International journal of finance & economics : IJFE 15 (2010) 1, pp. 93-103

Persistent link: https://www.econbiz.de/10015180137