This article provides the first indepth analysis of the homeownership experience of homeowners in bankruptcy. These … their houses in foreclosure, the time between bankruptcy filing and foreclosure sale, and the loss rate for lenders. In … particular, we follow homeowners who filed for chapter 13 bankruptcy (Chapter 13, Individual Debt Adjustment, Bankruptcy Code …

The Bankruptcy Code accords much more favorable treatment to lessors than to secured lenders, but legal scholars have …'s other creditors. By allowing bankruptcy courts to alter the terms of secured loans, the Bankruptcy Code limits (but does not … Bankruptcy Code does not authorize courts to alter the terms of such transactions …

We explore in the French personal bankruptcy process the ways that judges perform with the possibility to discharge all … prime interest to better understand how French personal bankruptcy laws perform in comparison to other national bankruptcy … systems. Finally, our results can also serve to fill the gap between the bankruptcy rules and the practice of judges …