Insurance fraud, which adds an estimated $85 billion per year to the total insurance bill in the U.S., is an extremely serious problem for consumers, regulators, and insurance companies. This paper analyzes the effects of state legislation and market conditions on automobile insurance fraud from...

This paper examines the effects of Georgia's merit-based HOPE Scholarship on college enrollments. Until the late 1980s, only a small fraction of total student aid was allocated on the basis of merit, but in the last decade state governments have stepped in,distributing billions of dollars in...

Benefit–cost analysis informs which policies or programs most benefit society when implemented by governments and institutions around the world. This volume brings together leading researchers and practitioners to recommend strategies and standards to improve the consistency and...

USA Today and less detailed panel data, I find that to the extent that these types of regressions measure discrimination, it is African-American Republicans who were harmed. Indeed, the nonvoted ballot rate for white Republicans is higher than for white or African-American Democrats. The data...