The development of information and communications technology is opening up the opportunity for providing essential financial services to most people. Indeed, many mobile money or branchless banking schemes are currently spreading across the world. However, these schemes can only be sustainable...

Environmental and health impacts of PBT/vPvB substances depend on expected environmental exposure concentrations, i.e. the stock. Due to persistence, environmental exposure concentrations cannot adequately be described by pointing at current emissions or release only since the previously...

Mobile banking is growing at a remarkable speed around the world. In the process it is creating considerable uncertainty about the appropriate regulatory response to this newly emerging service. This paper sets out a framework for considering the design of regulation of mobile banking. Since it...