estimates from Citizens Property Insurance Corporation (Citizens) in Florida, this paper analyzes the use of distance …-to-coast as a rating variable in providing coverage for the windstorm peril in homeowners insurance. Catastrophe models used to …

-financing techniques in the insurance industry. Innovation has been driven by the increase in the frequency and severity of catastrophic … losses, capital management needs in the life insurance industry, market inefficiencies created by (re)insurance underwriting … to the development of hybrid insurance/financial instruments that blend elements of financial contracts with traditional …

The calculation of a fair premium is always a challenging topic in the real world insurance applications. In this paper … previous linear models, such as the income insurance elasticity of demand, the number of insured and the inflation in addition …