On behalf of the editorial advisory board of the International Journal of Information Technology and Decision Making (IT&DM), the Editor-in-Chief reviews the current research trend of this journal based on all the papers published in 2008. They are web-based decision analysis, credit scoring...

A major challenge in credit card portfolio management is to classify and predict credit cardholders' behaviors in a reliable precision because cardholders' behaviors are rather dynamic in nature. This is crucial for creditors because it allows them to take proactive actions and minimize...

Despite the rapid development, the field of data mining and knowledge discovery (DMKD) is still vaguely defined and lack of integrated descriptions. This situation causes difficulties in teaching, learning, research, and application. This paper surveys a large collection of DMKD literature to...

With the fast development of financial products and services, bank’s credit departments collected large amounts of data, which risk analysts use to build appropriate credit scoring models to evaluate an applicant’s credit risk accurately. One of these models is the Multi-Criteria...

Risk aggregation considering inter-risk dependence has always been a challenge to both researchers and practitioners. The objective of this study is to formulate ways of aggregation of bank risks and comprehensively compare simple summation, variance–covariance and copula approach. Firstly,...

No abstract received.

Network motifs are local structural patterns and elementary functional units of complex networks in real world, which can have significant impacts on the global behavior of these systems. Many models are able to reproduce complex networks mimicking a series of global features of real systems,...

No abstract received.

No abstract received.