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Does the Internet make markets more competitive? : Evidence from the life insurance industry

Brown, Jeffrey R.; Goolsbee, Austan - In: Journal of political economy 110 (2002) 3, pp. 481-507

Persistent link: https://www.econbiz.de/10001688136

Life settlement pricing

Cavoli, I. James - In: Life markets : trading mortality and longevity risk …, (pp. 95-108). 2009

Persistent link: https://www.econbiz.de/10003884702

On the impact of uncertain cost reduction when selling to strategic customers

Shum, Stephen; Tong, Shilu; Xiao, Tingting - In: Management science : journal of the Institute for … 63 (2017) 3, pp. 843-860

Persistent link: https://www.econbiz.de/10011656406

Capital regulation, the cost of financial intermediation and bank profitability : evidence from Bangladesh

Zheng, Changjun; Rahman, Mohammed Mizanur; Begum, Munni; … - In: Journal of risk and financial management : JRFM 10 (2017) 2, pp. 1-24

In response to the recent global financial crisis, the regulatory authorities in many countries have imposed stringent capital requirements in the form of the BASEL III Accord to ensure financial stability. On the other hand, bankers have criticized new regulation on the ground that it would...

Persistent link: https://www.econbiz.de/10011669026

Capital requirements, the cost of financial intermediation and bank risk-taking : empirical evidence from Bangladesh

Rahman, Mohammed Mizanur; Zheng, Changjun; Ashraf, … - In: Research in international business and finance 44 (2018), pp. 488-503

Persistent link: https://www.econbiz.de/10011983091

Life insurance convexity

Kubitza, Christian; Grochola, Nicolaus; Gründl, Helmut - 2021

Life insurers massively sell savings contracts with surrender options which allow policyholders to withdraw a guaranteed amount before maturity. These options move toward the money when interest rates rise. Using data on German life insurers, we estimate that a 1 percentage point increase in...

Persistent link: https://www.econbiz.de/10012671837

Life insurance convexity

Kubitza, Christian; Grochola, Nicolaus; Gründl, Helmut - 2022 - This version: March 22, 2022

Life insurers sell savings contracts with surrender options, allowing policyholders to prematurely withdraw guaranteed surrender values. Surrender options move toward the money when interest rates rise. Hence, higher interest rates raise surrender rates, as we document for the German life...

Persistent link: https://www.econbiz.de/10013175693

Sunk Costs and Screening : Two-Part Tariffs in Life Insurance

Carson, James M. - 2017

There are large, upfront, fixed costs to writing a life insurance policy. Both agent commission and direct underwriting … costs (e.g., fees for physicals and blood tests) are fully paid a few years into contracts that can last 10-30 years …. Because of these upfront costs, insurers can actually lose money on policies when the consumer lapses early into the contract …

Persistent link: https://www.econbiz.de/10012967582

Effect of Price, Brand and Product Quality of Life Insurance Sales Volume in Conjunction

Ariana, Sunda - 2017

This study aims to determine the effect of price, brand, and product quality to the Volume of Sales at Joint Life Insurance. The research object is the Joint Life Insurance. In this study, the samples are employees of the Joint Life Insurance. Total population is observed as many as 150 people...

Persistent link: https://www.econbiz.de/10012954480

A gap between rational annuitization price for producer and price for customer

Dokučaev, Nikolaj G. - In: Journal of revenue and pricing management 18 (2019) 2, pp. 147-154

Persistent link: https://www.econbiz.de/10012056721