embodying social transfers (health care and pension expenditures) and changes in longevity to determine the level of household … reforms that reduce replacement rates without reforming health system may not have all the expected impact on household …This paper analyses the impact of health, pension systems and longevity on savings. It uses a simple life-cycle model …

This paper discusses the effects of death and illness on household income and non-health consumption for all and … country does not fully insure household income and consumption against death and illness. The results show that, after … experiencing death and/or illness, almost all household groups suffer from a decrease in consumption of one or more items and …