Laporšek, Suzana; Švagan, Barbara; Stubelj, Mojca; … - In: Risks : open access journal 13 (2025) 1, pp. 1-20
), return on equity (ROE), net interest margin (NIM), and the risk-adjusted measures of profitability, RAROAA and RAROAE, across … associated with a higher capital adequacy, liquidity risk, and income diversification, but not for risk-adjusted profitability … ratios. Credit risk, management efficiency, and excessive size have a negative effect on all studied profitability measures …