We measure consumers' use of cash by harmonizing payment diary surveys from seven countries. The seven diary surveys … United States). Our paper finds cross-country differences - for example, the level of cash use differs across countries. Cash … has not disappeared as a payment instrument, especially for low-value transactions. We also find that the use of cash is …

of those payment instruments. The reverse is found for more established payment methods - cash, checks, and credit cards …

, investors show no differences in their level of security concerns with either cash or commercial banking services. We find that …

The use of paper instruments—cash and checks—has been declining in the United States, and consumers have been gradually … remote transactions. We find that cash use declined faster than check use, in large part because transactions shifted from in … person to remote. While the cash-use share of transactions dropped for almost all merchant types, changes in check use were …

. Cash use has declined as well, although at a much slower pace. As the number of check payments has decreased, those … collected over nine years, we track the same respondents over time and find that consumers who reduced their check or cash use … for bill payments in a given year were more likely to reduce their check or cash use for purchases in the following year …

Merchant fees and reward programs generate an implicit monetary transfer to credit card users from non-card (or "cash … average, each cash-using household pays $149 to card-using households and each card-using household receives $1,133 from cash …

Merchant fees and reward programs generate an implicit monetary transfer to credit card users from non-card (or "cash … average, each cash-using household pays $149 to card-using households and each card-using household receives $1,133 from cash … and card rewards would likely increase consumer welfare. -- Credit cards ; cash ; merchant fees ; rewards ; regressive …

credit card debt and had $5,400 in liquid assets, including checking and savings accounts, cash, and general-purpose prepaid …