credit card debt and had $5,400 in liquid assets, including checking and savings accounts, cash, and general-purpose prepaid …

of relative cash usage or the choice among alternative payment instruments. Empirical evidence suggests that the …

U.S. consumers' demand for cash is estimated with new panel micro data for 2008-2010 using econometric methodology … zero, cash demand by consumers using credit cards for convenience (without revolving debt) has the same small, negative …, interest elasticity as estimated in earlier periods and with broader money measures. However, cash demand by consumers using …

. Using Japanese household data from 2007 to 2014, we find that three payment instruments, namely, cash, electronic money, and … find that high-income, financially sophisticated households in urban areas tend to use both electronic money and cash …. Further, family households choosing electronic money and cash do not have higher cash holdings compared with family households …

issue by characterizing consumers who pay cash for in-person purchases and consumers who do not have credit or debit cards … conclusion provides a discussion of alternatives to cash for in-person purchases that may be needed before all brick …

policy issue by characterizing consumers who pay cash for in-person purchases and banked and unbanked consumers who do not … discussions of alternatives to cash that may be needed before all brick-and-mortar stores become cashless …