Will the widespread use of cashless payments reduce the frequency of the use of cash payments? This question is … important because the major costs of cash use are fixed costs that would only be reduced if the frequency of cash payments … substantially decreased, and thus the extent of the reduction of the cost of cash use depends on the frequency of cash use after the …

This paper focuses on the value of consumer payments made with cash, which we refer to as “total cash spending”, and … the share of total spending that is made with cash, which we refer to as the “cash-spending share”. We provide estimates … of these measures of cash use for 2000-2011 and forecasts of these measures of cash use for 2012-2022 for ten diverse …

need for monitoring spending and budgets. We demonstrate that both cash and the debit card are perceived as helpful in this … card more useful for monitoring their household finances than cash. Individuals differ in major respects, however. In … particular, low earners and the liquidity-constrained prefer cash as a monitoring and budgeting tool. Finally, we present …

cash or debit card discount, and even fewer were subjected to a credit card surcharge. Transactions at gasoline stations … were more likely to receive either cash discounts or credit card surcharges than transactions in other sectors. Larger …

cash or debit card discount, and even fewer were subjected to a credit card surcharge. Transactions at gasoline stations … were more likely to receive either cash discounts or credit card surcharges than transactions in other sectors. Larger …