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Moving digital cash (forward) : the significance of payment schemes

Ismail, Arif; Steyn, Herco; Phelane, Comfort - In: Journal of payments strategy & systems 14 (2020/2021) 4, pp. 353-362

Persistent link: https://www.econbiz.de/10012519029

Payment innovations, the shadow economy and cash demand of households in euro area countries

Reimers, Hans-Eggert; Schneider, Friedrich; Seitz, Franz - 2020

We analyze for the first time cash holdings of private households in all euro area countries from 2002 to 2019 within a … panel cointegration framework. Besides the traditional determinants of cash demand like transactions balances and … opportunity costs, we concentrate on cashless payments media as substitutes to cash payments and the role of the shadow economy …

Persistent link: https://www.econbiz.de/10012291866

Geldmaat : an example of ATM pooling in the Netherlands

Kwakkel, Erik; Wolff, Victor de - In: Journal of payments strategy & systems 16 (2022) 1, pp. 75-85

Persistent link: https://www.econbiz.de/10013185132

Credit card debt and payment use

Sprenger, Charles; Stavins, Joanna - 2008

cash. The two groups differ in their perceptions of payments as well as in their payment behavior: revolvers are …

Persistent link: https://www.econbiz.de/10010280914

Summary of the Workshop on Consumer Behavior and Payment Choice

Schuh, Scott; Stavins, Joanna - 2008

This paper summarizes and outlines some interesting issues that arose during a recent workshop on Consumer Behavior and Payment Choice, hosted by the Federal Reserve Bank of Boston's Emerging Payments Research Group (EPRG) on July 25, 2008. Topics addressed are the consumer adoption of new...

Persistent link: https://www.econbiz.de/10010282747

The Boston Fed study of consumer behavior and payment choice: A survey of Federal Reserve System employees

Benton, Marques; Blair, Krista; Crowe, Marianne; Schuh, … - 2007

The way people pay for goods and services is changing dramatically, but little data and research on consumer behavior and payment choice are publicly available. This paper describes the results of a survey of payment behavior and attitudes taken by Federal Reserve employees in 2004. Major...

Persistent link: https://www.econbiz.de/10010282767

Why use debit instead of credit? Consumer choice in a trillion-dollar market

Zinman, Jonathan - 2004

Debit cards are overtaking credit cards as the most prevalent form of electronic payment at the point of sale, yet the determinants of a ubiquitous consumer choice - debit or credit? - have received relatively little scrutiny. Several stylized facts suggest that debit-card use is driven by...

Persistent link: https://www.econbiz.de/10010283350

Shrouded transaction costs

Bourguignon, Hélène; Gomes, Renato; Tirole, Jean - 2014

Persistent link: https://www.econbiz.de/10010416857

Cash holdings in Germany and the demand for "German" banknotes : what role is there for cashless payments?

Bartzsch, Nikolaus; Seitz, Franz - In: Transforming payment systems in Europe, (pp. 111-148). 2016

Persistent link: https://www.econbiz.de/10011495214

Financial Innovation, Payment Choice and Cash Demand – Causal Evidence from the Staggered Introduction of Contactless Debit Cards

Brown, Martin; Hentschel, Nicole; Mettler, Hannes; … - 2020

We examine how an innovation in payment technology impacts on consumer payment choice and cash demand. We study the … reduction in the cash share of payments and no reduction of average cash demand. Treatment effects on payment choice are … strongest among consumers with an intermediate pre-treatment use of cash. Explorative analyses reveal that effects are largely …

Persistent link: https://www.econbiz.de/10013370147