This note uses industry data and a unique dataset of small and medium-sized merchants to provide insights into the acquirer-merchant market in Canada. Three main findings are presented. First, smaller merchants pay their acquirer more for every dollar of card payment than larger merchants....

This paper analyzes the juridical nature of the relationships formed due to the issuance and use of payment cards. It focuses on the issue of countermanding a payment given by using a payment card (stop payment order)