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Karten : Zeitschrift für Zahlungsverkehr und Payments

Frankfurt, M. : Knapp; München : GBI-Genios Deutsche …; … - Nachgewiesen 10.2000 -

Persistent link: https://www.econbiz.de/10001884850

Regulating the Uncontrollable: The Development of Card Scheme Fees in Payments Markets in Light of Recent Policy Intervention

Veljan, Alen - In: The law and economics of patent damages, antitrust, and …, (pp. 89-110). 2021

After more than three decades of research and legal cases pursued by the European Commission (EC) and national regulators, interchange fees for four-party consumer card transactions are capped on December 9, 2015 across the European Union (EU). Since then, the development of card scheme fees has...

Persistent link: https://www.econbiz.de/10015086148

The use of cash by households in the euro area

Esselink, Henk; Hernández, Lola - 2017

cash by households. This paper presents an estimation of the number and value of cash transactions in all 19 euro area … that can contribute to improving the efficiency of the cash cycle and the payment system as a whole. Previous estimates of … the value of cash usage by households in the euro area date from 2008. Since then some central banks have carried out …

Persistent link: https://www.econbiz.de/10011804704

Reports of the death of cash have been exaggerated

Huynh, Kim P.; Stix, Helmut - In: The usage, costs and benefits of cash - revisited : …, (pp. 377-389). 2014

Persistent link: https://www.econbiz.de/10011603830

Consumer preferences and the use of cash : evidence from the diary of consumer payments choice

O'Brien, Shaun - In: The usage, costs and benefits of cash - revisited : …, (pp. 403-435). 2014

Persistent link: https://www.econbiz.de/10011606607

Personal bankruptcy protection and household debt

Severino, Felipe; Brown, Meta; Chakrabarti, Rajashri - 2024

Increasing personal bankruptcy protection raises consumers' desire to borrow and lenders' cost of extending credit; the impact on equilibrium borrowing is ambiguous. Using bankruptcy protection changes between 1999 and 2005 across U.S. states, we find that borrowers respond to greater protection...

Persistent link: https://www.econbiz.de/10014519066

Consumer payment choices : room for further digitisation?

Kosse, Anneke - 2014

Persistent link: https://www.econbiz.de/10011339529

Do Credit Card Companies Screen for Behavioral Biases?

Ru, Hong - 2019

Using granular data on the contract terms and design details of more than 1.3 million credit card offers, we document how card issuers shroud unappealing, back-loaded features of an offer (e.g., high default APRs, late or over-limit fees) via the position of the information, font size, or...

Persistent link: https://www.econbiz.de/10012903239

Payment method and perceptions of ownership

Kamleitner, Bernadette; Erki, Berna - In: Marketing letters : a journal of research in marketing 24 (2013) 1, pp. 56-69

Persistent link: https://www.econbiz.de/10009723168

Do credit card companies screen for behavioral biases?

Ru, Hong; Schoar, Antoinette - 2016

Persistent link: https://www.econbiz.de/10011515350