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Brown, Martin; Nacht, Yves; Nellen, Thomas; Stix, Helmut - 2023 - This version: November 2023

Persistent link: https://www.econbiz.de/10014464492

Shy, Oz - 2013 - This version: December 31, 2013

This paper investigates how buyers allocate their spending among debit, credit, and prepaid cards. Using the 2012 Diary of Consumer Payment Choice, I show that consumers tend to concentrate the majority of their transactions and a large value of their transactions on a single type of card. The...

Persistent link: https://www.econbiz.de/10010232430

The Boston Fed Study of Consumer Behavior and Payment Choice : A Survey of Federal Reserve System Employees

Benton, Marques; Blair, Krista; Crowe, Marianne D.; … - 2007

The way people pay for goods and services is changing dramatically, but little data and research on consumer behavior and payment choice are publicly available. This paper describes the results of a survey of payment behavior and attitudes taken by Federal Reserve employees in 2004. Major...

Persistent link: https://www.econbiz.de/10014051140

How consumers pay : adoption and use of payments

Schuh, Scott; Stavins, Joanna - 2012 - This version: December 12. 2011

Using data from a nationally representative survey on consumer payment behavior, we estimate Heckman two-stage regressions on the adoption and use of seven different payment instruments. We find that the characteristics of payments are important in determining consumer payment behavior, even...

Persistent link: https://www.econbiz.de/10009511715

Summary of the Workshop on Consumer Behavior and Payment Choice

Schuh, Scott (contributor); Stavins, Joanna (contributor) - 2008

This paper summarizes and outlines some interesting issues that arose during a recent workshop on Consumer Behavior and Payment Choice, hosted by the Federal Reserve Bank of Boston's Emerging Payments Research Group (EPRG) on July 25, 2008. Topics addressed are the consumer adoption of new...

Persistent link: https://www.econbiz.de/10003810065

The Boston Fed study of consumer behavior and payment choice : a survey of Federal Reserve System employees

Benton, Marques; Blair, Krista; Crowe, Marianne; Schuh, … - 2007

Persistent link: https://www.econbiz.de/10003713601

How Consumers Pay : Adoption and Use of Payments

Schuh, Scott - 2015

Persistent link: https://www.econbiz.de/10013028284

Indonesian household payment choice : a nested logit analysis

Hasniawati, Nur Annisa; Lase, Eva R.; Hutabarat, Akhis R. - In: Journal of central banking theory and practice 9 (2020), pp. 291-313

We examine the preferences of respondents for six types of payment instruments, namely cash, debit and credit cards … significant effect on the probability of using non-cash electronic payment instruments. We find a substitution pattern between … payment instruments, not only between cash and non-cash instruments but also between non-cash instruments. In light of these …

Persistent link: https://www.econbiz.de/10012306736

Effects of Payment Instruments on Unhealthy Purchases

van der Horst, Frank - 2018

In this online replication study we investigate if the pain of paying in cash – as opposed to paying by cards – can … the payment instruments cash and credit card. We investigate whether these results also hold in the Netherlands, where the … dominant payment methods are cash and debit card. In total, 2,213 participants bought on average 12.3% more unhealthy …

Persistent link: https://www.econbiz.de/10012930158

Why use debit instead of credit? : consumer choice in a trillion-dollar market

Zinman, Jonathan (contributor) - 2004 - [Elektronische Ressource]

Debit cards are overtaking credit cards as the most prevalent form of electronic payment at the point of sale, yet the determinants of a ubiquitous consumer choice - "debit or credit?" - have received relatively little scrutiny. Several stylized facts suggest that debit-card use is driven by...

Persistent link: https://www.econbiz.de/10002521756