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This paper explores banks' strategies during five years prior to a firm's default. We document that for firms that will eventually fail, the number of lenders continuously increases until about one year before the default, allowing banks with long standing relationships to reduce their exposure...
Persistent link: https://www.econbiz.de/10014362454
and mid-2019, the Central Bank, the Bank of Ghana (BoG), the regulator of banking business under Ghanaian law, revoked the … framework. Potentially criminal behaviour by bank insiders, poor corporate governance practices, inertia in taking regulatory … Bank were the main reasons for the lack of implementation of the host of early intervention and rescue mechanisms available …
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, an insight into how the ownership structure of a bank affects investment decisions, performance and ultimately insolvency … risk - the focus of this paper - is crucial. Our results show revenue diversification reduces insolvency risk in banks with … the impact of the latter on insolvency risk in banks. The results also have important policy implications for regulators …
Persistent link: https://www.econbiz.de/10013128385
; bank insolvency … firm incentives in a post-reform financial system. -- Financial regulatory reform ; corporate governance ; bank charter …
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