This cross-sectional study empirically evaluated a model designed to predict the varied elements influencing the behavioral intents of financial institutions towards the use of mobile peer-to-peer platforms. Combining behavioral and instrument elements from frameworks based on the Net Valence...

Despite repeated calls for fintech regulations, the impact of looming fintech regulations is still unclear. This paper uses the event of uniformly implementing registration requirements in Chinese peer-to-peer (P2P) industry to answer this question. The results show that, even though the...

Legislative initiatives on both sides of the Atlantic focus on giant digital platforms – the Digital Markets Act in the EU, platform bills before the US Congress. They are best viewed as an attempt to correct historical mistakes and restore some measure of competition to these markets. These...

We conduct a year-long experiment among new sellers on a large e-commerce platform. The treatment group receives access to a free and customized entrepreneur training program, in which an AI algorithm assigns training materials to sellers based on their real-time operating statistics. With a 24%...

What is an economic platform? I address this question by focusing on the case of cryptocurrency exchange platforms. The research draws on interviews with platform actors, fieldwork in one exchange, and computational text analysis of the terms of service of all cryptocurrency exchanges in the...

Modern ICT services are characterized by pervasive connectivity and the need for applications that are always on (24/7); a new way of designing and operating such services is therefore essential. To cope with these requirements, a proper system architecture design and an effective and efficient...

The famous (some may say infamous) AMEX decision has introduced and strengthened a great deal of economic jargon into the legal lexicon; “multisided platforms,” “transaction platforms,” “indirect network effects” and “two-sided analysis” quickly come to mind. As is often the...

With the rise of the sharing economy, more and more retailers join the e-commerce platform to expand sales channels. As an important means to improve consumer retention rate, the membership system is widely used in major e-commerce platforms. In this paper, we develop a model to discuss the...