The arrival of financial technology (“FinTech”) companies can be traced to a number of regulatory changes made after The Great Depression of the 1920s. Among others, the United States Banking Act—which separated commercial banking from investment banking (and thus, limited the interest...

Information security is a global challenge, and as even the computer systems of some of our most vital national security agencies and corporations have been hacked, preventing data intrusion must be regarded as a herculean task. Many of us have used such mental tricks as believing that we are...

The Annual Activity Report is a management report of the Director-General of DG Trade to the College of Commissioners. It is the main instrument of management accountability within the Commission and constitutes the basis on which the Commission takes its responsibility for the management of...