This report summarises the findings arising from the EBA's investigations since the publication of its last report in December 2018. These findings are meant to assist supervisors' evaluation of the quality and consistency of the ECL frameworks implemented by EU banks, in order to contribute to...

An integrated reporting system represents a way of organising the reporting process with the aim of streamlining and improving reporting for both financial institutions and public authorities (prudential, resolution and central banks) and enhancing cooperation between public authorities.

Deposit protection applies to deposits across the European Union. It is the safety guarantee to citizens that they will get back their money in case their bank fails. The protection guarantees bank deposits up to €100,000 (or equivalent amount in the local currency) are safe, and will be...

Money laundering and terrorist financing (ML/TF) harm society in a number of ways. Money laundering facilitates and perpetuates crime and supports criminals. Terrorist financing facilitates the commitment of atrocities at home and abroad. Together, they undermine the trust of citizens in...

In the EBA's response to the European Commission's Call for Advice on the review of the macroprudential framework, it was highlighted that the implementation of the CRR2, CRD5 and BRRD2 frameworks is very recent and has introduced several new elements. This includes elements such as the minimum...