Bisherige Studien haben den digitalen Zugang zu Finanzdienstleistungen untersucht und gut versorgte sowie unterversorgte Regionen in Deutschland identifiziert. Das Vorhandensein eines hinreichend guten digitalen Zugangs sagt aber nichts darüber aus, ob dieser auch genutzt wird, um damit...

Working from home (wfh) has seen a rise in prevalence, particularly in the wake of the COVID-19 pandemic. Although it is widely believed that wfh enables employees to better combine paid work with domestic duties, potentially enhancing work-life balance, emerging evidence suggests that it may...

This study examines how restricted access to microfinance by households affects children's learning outcomes, utilizing a unique natural experiment that halted all microfinance operations in Andhra Pradesh (AP), India, in 2010. The analysis exploits quasi-random variation in district-level...

Purpose – The purpose of this paper is to analyze how institutional credit affected the productivity of rice crop in District Lahore, Punjab Pakistan. Design/methodology/approach – For this purpose, stratified random sampling technique was adopted to select the sample respondents. The...

Local money systems: an investigation towards its potentialities based on the study of the Banco Bem in Vitória, Brazil - The aim of this paper is to investigate towards a relatively unexplored area: the Local Money Systems (LMS), that are, in short, an agreement amongst the population of a...

Given the changes that occurred in the organization and specialization of Italian industrial districts and the changing geography of the banking system, in this paper is we aim at reassessing the bank-firm relationship in industrial districts. Using firm-level data on a sample of Italian SME, we...

The main focus of this research is to critically evaluate the sustainability issues of Interest-free Micro–Finance Institutions (MFIs) in general and a recently developed micro finance model - Rural Development Scheme (RDS) of Islamic Bank Bangladesh Limited (IBBL) in particular. Recently, in...

A growing body of research focuses on banking organizational issues, emphasizing the culties encountered by hierarchically organized banks in lending to borrowers/projects with high intensity of soft information. However, as the two extreme cases of hierarchical and non-hierarchical...

This work proposes to provide an overview of the research carried out over the last twenty years by a number of authors who have focused their research on credit unions and their cooperative groups. The intention is not to provide an exhaustive list of all the works that have been published, but...

The wave of bank mergers and acquisitions experienced in European and U.S. credit markets during the Nineties has deeply changed the geography of banking industry. While the number of bank branches has increased in almost every country, reducing the operational distance between banks and...