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Do Reserve Requirements Restrict Bank Behavior?

Gunji, Hiroshi; Miura, Kazuki - 2021

This study aims to examine whether a reserve requirement system constrains bank behavior. In Japan, a system is applied to certain regional banks where required reserve ratios are imposed based on the amount of their deposits. Using a natural experiment, we perform a bunching estimation to...

Persistent link: https://www.econbiz.de/10013324347

Regulatory Spillovers in Local Mortgage Markets

Lim, Ivan; Nguyen, Duc Duy; Nguyen, Linh - 2022

We document novel evidence on the spillover effect of a corporate control regulation on localmortgage markets. We find that banks directly targeted by the Sarbanes-Oxley Act (SOX) torectify their internal control weaknesses reduce mortgage originations following the regulation’senactment. This...

Persistent link: https://www.econbiz.de/10014244935

Linking financial performance and efficiency to sustainability in banking sector : a literature synthesis

Krisciukaityte, Karolina; Baležentis, Tomas; … - In: Journal of business economics and management 24 (2023) 3, pp. 506-526

Efficiency generally translates to better financial performance and profitability and, thus, is often taken into account when analyzing activity of the banking sector. The sustainability approach adds social and environmental effects to the economic ones. Even though there have been studies on...

Persistent link: https://www.econbiz.de/10014420372

Lending Next to the Courthouse : Exposure to Adverse Events and Mortgage Lending Decisions

Huo, Derek Da; Tai, Mingzhu; Xuan, Yuhai - 2021

across branches of the same bank, we find that mortgage lending standards are more stringent when the decisions are made in … bank branches next to county courthouses, resulting in higher rejection rates and smaller approved loan size. Accordingly …, aggregating at the branch level, credit supply is significantly tighter at bank branches next to the courthouses relative to other …

Persistent link: https://www.econbiz.de/10013218944

Firm Innovation and Covenant Tightness

Ma, Zhiming; Novoselov, Kirill E.; Stice, Derrald; … - 2022

This study explores the association between firm innovation and loan covenant strictness. We find that lenders construct stricter contracts for firms filing more patents, consistent with lenders imposing more oversight on firms when they enter the commercialization stage after having...

Persistent link: https://www.econbiz.de/10013291788

Sustainable metamorphosis : examining sustainability transformation into value of financial institutions

Lapinskaitė, Indrė; Skvarciany, Viktorija - In: Journal of business economics and management 24 (2023) 5, pp. 923-938

The relevance of sustainable development in the financial institution and its value is significant in today's financial landscape. This research aims to evaluate the efficiency of converting sustainable development outcomes, quantified through ESG, into a financial institution's valuation,...

Persistent link: https://www.econbiz.de/10014460414

Bank financing of global supply chains

Alfaro, Laura; Brussevich, Mariya; Minoiu, Camelia; … - 2025

Finding new international suppliers is costly, so most importers source inputs from a single country. We examine the role of banks in mitigating trade search costs during the 2018-19 US-China trade tensions. We match data on shipments to US ports with the US credit register to analyze trade and...

Persistent link: https://www.econbiz.de/10015405476

Assessing outsourced distribution channels

Vlachý, Jan - In: Contemporary Economics 12 (2018) 2, pp. 129-138

We respond to recent failed initiatives of the Czech banking market to develop business models for the sale of retail deposit products, based on third-party distribution channels. We argue that the issue is the application of inappropriate capital budgeting methods. While static cost-benefit...

Persistent link: https://www.econbiz.de/10011995330

The impact of corporate social responsibilities (CSR), entrepreneurship, and financial factors on the financial performance of the banks in ASEAN countries

In: Contemporary Economics 16 (2022) 2, pp. 227-240

All the organizations are striving for the high financial performance that could influence by many factors and attained the attention of regulators and recent studies. Thus, the present study examined the impact of corporate social responsibilities (CSR), entrepreneurship and financial factors...

Persistent link: https://www.econbiz.de/10014544431

Financial development and economic growth in selected Asian economies: A dynamic panel ARDL test

Sharma, Supran Kumar - In: Contemporary Economics 14 (2020) 2, pp. 201-218

The present endeavor measures the extent of the nexus between financial development and economic growth by utilizing annual macroeconomic panel data for selected 14 Asian economies. The study focuses on the link between the indicators of financial development and economic growth. The results of...

Persistent link: https://www.econbiz.de/10014544438