In many countries, collectively financed health insurance systems or health services delivery systems (such as the NHS) exist. Typically, these institutions are financed via general taxes or specific contributions levied on earnings. As benefits are not dependent upon income, this implies a...

Wir diskutieren eine Reihe von Problemen der Rentenformel in der deutschen gesetzlichen Rentenversicherung (GRV). Wir zeigen, dass Bev¨olkerungsgruppen mit ¨uberdurchschnittlicher Lebenserwartung, insbesondere die besser Verdienenden, von den ¨ubrigen Versicherten subventioniert werden, da...

Some people believe that the impact of population ageing on future health care ex-penditures will be quite moderate due to the high costs of dying. If not age per se but proximity to death determines the bulk of expenditures, a shift in the mortality risk to higher ages will not affect lifetime...

In der Gesundheitspolitik spielt der Beitragssatz in der gesetzlichen Krankenversicherung eine wichtige Rolle. Ein viel zitiertes Gutachten der PROGNOS AG, das vielen gesundheits- und sozialpolitischen Entscheidungen zugrunde liegt, prognostiziert einen Anstieg des durchschnittlichen...

The statutory pension insurance system is set up according to the principle of participatory equivalence. This principle seeks to hold pension claims at a specific ratio to paid contributions so that a redistribution of income does not take place. In truth, however, there is a massive...

It is the purpose of this study to forecast the future development of total expenditures of sickness funds in Germany under the assumption that present institutions remain unchanged. Previous approaches using present age-specific expenditure data are systematically flawed. In contrast, we use...