The rise of fintech has attracted increased attention from investors, entrepreneurs, existing financial-sector participants and regulators. Fintech has many potential benefits and it could transform banking, lending, payments, investing and other financial services through the internet,...

This article compares the regulatory frameworks, challenges and opportunities in financial technology ("fintech") in Canada and the United States. Here fintech is explored as a post global financial crisis ("GFC") phenomenon by surveying regulatory adaptations such as the use of principle-based...