Purpose: This paper is an empirical study of the effect of the characteristics of the Sharia supervisory board (SSB) on the financial performance of Islamic banks. Design/methodology/approach: Using 42 Middle East and North Africa (MENA) Islamic banks outside the Gulf Cooperation Council (GCC)...

SUMMARY Microfinance institutions' (MFIs') peculiar lending methodology is characterized by an unchallenged decision‐making predominance from the part of loan officers. Indeed, the latter are in charge of providing a great deal of diagnostic information regarding the entrepreneur's...

Repayment of loans in microfinance is a very important subject for study. Microfinance institutions lend to poor and low-income borrowers and thus the terms of lending should be as easy as possible for more poor people to have access. On the other hand, poor and low-income borrowers tend to have...

Purpose – The present paper’s aim lies in providing an empirical analysis of whether the loan officers’ psychological traits display an explanation of their subjective prediction accuracy. Design/methodology/approach – A qualitative and qualitative analysis has also been applied....