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groups created after two years in the expansion areas. -- Microfinance ; group lending ; group liability ; joint liability …Group liability in microcredit purports to improve repayment rates through peer screening, monitoring, and enforcement … overall effect, as well as specific mechanisms. The first removed group liability from pre-existing groups and the second …
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the treatment groups. -- microfinance ; group lending ; group liability ; joint liability ; social capital …Group liability is often portrayed as the key innovation that led to the explosion of the microcredit movement, which … liability claims to improve repayment rates and lower transaction costs when lending to the poor by providing incentives for …
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Group liability is often portrayed as the key innovation that led to the explosion of the microcredit movement, which … peers to screen, monitor, and enforce each other's loans. However, some argue that group liability creates excessive … unclear whether group liability improves the lender s overall profitability and the poor's access to financial markets. The …
Persistent link: https://www.econbiz.de/10012553830
Group liability in microcredit purports to improve repayment rates through peer screening, monitoring, and enforcement … overall effect, as well as specific mechanisms. The first removed group liability from pre-existing groups and the second … randomly assigned villages to either group or individual liability loans. In both, groups still held weekly meetings. We find …
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This paper studies peer effects on the use of essential health care services offered by a microfinance institution in … impoverished neighborhoods in the Philippines. I apply a novel IV identification strategy to overcome the well-known challenges in …
Persistent link: https://www.econbiz.de/10011771727
Group liability in microcredit purports to improve repayment rates through peer screening, monitoring, and enforcement … overall effect, as well as specific mechanisms. The first removed group liability from pre-existing groups and the second … randomly assigned villages to either group or individual liability loans. In both, groups still held weekly meetings. We find …
Persistent link: https://www.econbiz.de/10010282737