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Inequality as Policy: The United States Since 1979

Schmitt, John - Center for Economic and Policy Research (CEPR) - 2009

Since the end of the 1970s, the United States has seen a dramatic increase in economic inequality. While the United … circumstances but is the direct result of a set of policies designed first and foremost to increase inequality. …

Persistent link: https://www.econbiz.de/10008545818

The Impact on Inequality of Raising the Social Security Retirement Age

Baker, Dean; Rosnick, David - Center for Economic and Policy Research (CEPR) - 2012

Social Security benefits will have the effect of increasing inequality. …

Persistent link: https://www.econbiz.de/10010556771

Fintech and inclusive growth : evidence from 25 Asian developing countries

Parvez, Md. Al-Amin; Katha, Evanta Hashem; Shaeba, … - 2023

The primary objective of this study is to unveil the impact of FinTech through financial development, financial inclusion, and institutional quality on the inclusive growth of 25 developing countries in Asia. To serve this purpose, the Human Development Index (HDI), the dependent variable, has...

Persistent link: https://www.econbiz.de/10014290902

FinTech, Investor Sophistication and Financial Portfolio Choices

Gambacorta, Leonardo; Gambacorta, Romina; Mihet, Roxana - 2023

This paper analyses the links between advances in financial technology, investors’ sophistication, and the composition and returns of their financial portfolios. We develop a simple portfolio choice model under asymmetric information and derive some theoretical predictions. Using detailed...

Persistent link: https://www.econbiz.de/10014355114

Contribution to the measurement of digital financial inclusion in Sub-Saharan Africa

Mapurita, Christian Kamenga; Mayoukou, Célestin - In: Borsa Istanbul Review 24 (2024) 6, pp. 1227-1247

observation as symptomatic of inequality. Using the Shapley decomposition analysis, we found that 33% of the disparities in … services and 13% to the differences in access to those services. We identified the legal origin as a driver of inequality in … both access to and use of digital financial services. Moreover, access to the internet has contributed to inequality in the …

Persistent link: https://www.econbiz.de/10015152649

The role of intermediaries in selection markets: Evidence from mortgage lending

Allen, Jason; Clark, Robert; Houde, Jean-François; Li, … - 2023

We study the role of intermediaries (brokers) in the Canadian mortgage market. In this market, consumers can search for quotes in one of two ways: on their own or via a broker. We provide descriptive evidence that borrowers who transact through brokers are different from those who do not....

Persistent link: https://www.econbiz.de/10014544497

The role of intermediaries in selection markets : evidence from mortgage lending

Allen, Jason; Clark, Robert; Houde, Jean-François; Li, … - 2023 - Last updated: February 24, 2023

Persistent link: https://www.econbiz.de/10013542130

Small-Dollar Lending: Is There A Responsible Path Forward?

Campen, Jim - Center for Economic and Policy Research (CEPR) - 2012

This report examines the problem of access to credit for low- and moderate- income households. It notes that this problem has two dimensions. On the one hand, there are millions of consumers without access to mainstream sources of consumer credit. On the other hand, many of these same consumers...

Persistent link: https://www.econbiz.de/10010569384

Inshoring: The geographic fragmentation of production and inequality

Liao, Wen-Chi - In: Journal of Urban Economics 72 (2012) 1, pp. 1-16

The advent of information technology facilitates the geographic separation of production tasks, which is referred to as offshoring in international contexts and inshoring in domestic contexts. Although the literature on offshoring has flourished, the research regarding inshoring is limited. This...

Persistent link: https://www.econbiz.de/10010574529

The Wealth of Households: An Analysis of the 2013 Survey of Consumer Finances

Rosnick, David; Baker, Dean - Center for Economic and Policy Research (CEPR) - 2014

This paper presents data on the wealth of households by age cohort based on new data from the 2013 Survey of Consumer Finances (SCF). It shows that the upward redistribution of wealth continued between 2010 and 2013. As a result, most households had less wealth in 2013 than they did in 2010 and...

Persistent link: https://www.econbiz.de/10011096690