The mortgage crisis of 2007/08 has impacted the health of both small and large commercial banks in the financial services industry. The pressing question is how do regulators and bank monitors identify the warning signals of bank vulnerability and bank risk because of weakening credit and asset...

The US commercial banking system has undergone dramatic consolidation. This consolidation has been in response to fundamental changes in regulation and technology. The banking and finance literature is abound with research attempting to quantify and evaluate a wide range of outcomes arising from...

Purpose: The aim of this study is to report on a simple derivation that results in what the authors refer to as the lending cap rate. The lending cap rate is a unique cap rate resulting in a property valuation that perfectly aligns the maximum loan amount for the...