En Colombia la profundizacion financiera es baja. En este contexto, en los ultimos anos se han desarrollado diferentes esfuerzos tanto por parte de los gobiernos y el sector privado para fomentar el despegue de modelos que permitan un mayor acceso a los servicios financieros. Estos esquemas de...

Los bajos niveles de bancarizacion de la poblacion mexicana, en comparacion con otros paises de Latinoamerica, plantean el reto de incrementar la oferta de servicios financieros hacia nuevos mercados, a traves del uso de avances tecnologicos y canales innovadores. Los telefonos moviles son...

The low levels of banking penetration in the Mexican population, as compared to other Latin American countries, present the challenge of increasing the range of financial services towards new markets through the use of technological advances and innovative channels. Mobile phones are an...

The Peruvian economy in recent decades has grown in step with growth in the financial system. However, banking penetration as a proportion of GDP has remained static at around 30% which is below other countries in the region, even those with lower GDP per capita. Access to products in the formal...

El sistema financiero esta siendo objeto de un importante ajuste regulatorio que se ha incrementado gradualmente en los ultimos cinco años. Solvencia II y Basilea III son dos de las iniciativas globales mas relevantes que tratan de reformular el escenario futuro de las finanzas. Bajo este...

La senda de crecimiento de la economia peruana en las ultimas decadas ha venido aparejada del crecimiento del sistema financiero; ello sin embargo no se ha trasladado en una mayor penetracion respecto al PIB, el mismo que se encuentra alrededor del 30%, y que se compara inferior con otros paises...

En los ultimos anos, los ratios de bancarizacion en Uruguay han mostrado una tendencia positiva, aunque sin alcanzar los niveles que mantenia antes de la crisis de inicios de siglo. El ratio de credito sobre PIB en el ano 2010 se ubico cerca del 18%, mientras que el de los depositos supero el...

The financial system is undergoing an important regulatory overhaul, gradually increased during the last five years. Solvency II and Basel III are two of the most relevant global initiatives that try to reformulate the future landscape for finance. Under this scenario the Insurance and Pensions...

In recent years, financial depth ratios in Uruguay have trended upwards, although without reaching the levels seen prior to the crisis at the start of the century. The ratio of credit to GDP in 2010 was near 18%, while the ratio of deposits exceeded 33%. However, Uruguay is still lagging behind...

The financial system is undergoing an important regulatory overhaul, gradually increased during the last five years. Solvency II and Basel III are two of the most relevant global initiatives that try to reformulate the future landscape for finance. Under this scenario the Insurance and Pensions...