Purpose: The purpose of this study is to demonstrate that the internal ratings-based (IRB) approach provides more effective risk discrimination than the standardized approach when calculating regulatory capital for retail credit risk exposures. Design/methodology/approach: The author uses four...

Outlines preliminary results from a survey into retail security methods employed by retailers in central Dundee, and forms part of ongoing research into retail crime in this city being undertaken on a joint basis by the University of Abertay Dundee, and Tayside Police. Considers it to be the...