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How effective are rewards programs in promoting payment card usage? Empirical evidence
Carbó-Valverde, Santiago; Liñares-Zegarra, José M. - 2009
Card issuers have mainly relied on rewards programs as their main strategic driver to increase electronic payments …. However, there is scarce evidence on the effectiveness of rewards programs. This paper offers novel evidence on two key issues …: i) it measures the impact of rewards programs on the use of payment cards; and ii) it quantifies their economic impact …
Persistent link: https://www.econbiz.de/10011605187
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How effective are rewards programs in promoting payment card usage? Empirical evidence
Carbó-Valverde, Santiago; Liñares-Zegarra, José M. - European Central Bank - 2009
Card issuers have mainly relied on rewards programs as their main strategic driver to increase electronic payments …. However, there is scarce evidence on the effectiveness of rewards programs. This paper offers novel evidence on two key issues …: i) it measures the impact of rewards programs on the use of payment cards; and ii) it quantifies their economic impact …
Persistent link: https://www.econbiz.de/10008631545
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How Effective Are Rewards Programs in Promoting Payment Card Usage? Empirical Evidence
Carbó Valverde, Carbó Valverde Santiago; … - Fundación BBVA - 2009
Card issuers have mainly relied on rewards programs as their main strategic driver to increase debit and credit card … payments. However, there is scarce evidence on the effectiveness of rewards programs. This working paper offers novel evidence … on two key issues in this area using unique data from a comprehensive survey of cardholders: 1) it measures the impact of …
Persistent link: https://www.econbiz.de/10008683605
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How Do Debit Cards Affect Cash Demand? Survey Data Evidence
Stix, Helmut - 2003
This paper analyzes how EFT-POS payments and ATM withdrawals affect purse cash demand. In particular, survey data about Austrian individuals are employed to estimate a cash demand equation which takes account of sample selection effects. The results reveal that purse cash demand is significantly...
Persistent link: https://www.econbiz.de/10013369999
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Choosing and using payment instruments: evidence from German microdata
von Kalckreuth, Ulf; Schmidt, Tobias; Stix, Helmut - 2009
Germans are still very fond of using cash. Of all direct payment transactions, cash accounts for an astounding 82% in terms of number, and for 58% in terms of value. With a new and unique dataset that combines transaction information with survey data on payment behaviour of German consumers, we...
Persistent link: https://www.econbiz.de/10010299952
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Using cash to monitor liquidity: Implications for payments, currency demand and withdrawal behavior
von Kalckreuth, Ulf; Schmidt, Tobias; Stix, Helmut - 2011
Standard transaction cost arguments can only partially explain why the share of cash transactions is still high in many countries. This paper shows that consumers' desire to monitor liquidity is one of the reasons. Consumers make use of a distinctive feature of cash - a glance into one's pocket...
Persistent link: https://www.econbiz.de/10010307248
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Precautionary motives in short-term cash management: Evidence from German POS transactions
Eschelbach, Martina; Schmidt, Tobias - Deutsche Bundesbank - 2013
behaviour is costly for consumers because it imposes additional restrictions on their choice of payment instrument at the POS …
Persistent link: https://www.econbiz.de/10010957118
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Using cash to monitor liquidity - implications for payments, currency demand and withdrawal behavior
Von Kalckreuth, Ulf; Schmidt, Tobias; Stix, Helmut - 2011
Standard transaction cost arguments can only partially explain why the share of cash transactions is still high in many countries. This paper shows that consumers’ desire to monitor liquidity is one of the reasons. Consumers make use of a distinctive feature of cash – a glance into one’s...
Persistent link: https://www.econbiz.de/10011605431
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How Do Debit Cards Affect Cash Demand? Survey Data Evidence
Stix, Helmut - Oesterreichische Nationalbank - 2003
This paper analyzes how EFT-POS payments and ATM withdrawals affect purse cash demand. In particular, survey data about Austrian individuals are employed to estimate a cash demand equation which takes account of sample selection effects. The results reveal that purse cash demand is significantly...
Persistent link: https://www.econbiz.de/10005627586
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Using cash to monitor liquidity: Implications for payments, currency demand and withdrawal behavior
von Kalckreuth, Ulf; Schmidt, Tobias; Stix, Helmut - Deutsche Bundesbank - 2011
Standard transaction cost arguments can only partially explain why the share of cash transactions is still high in many countries. This paper shows that consumers' desire to monitor liquidity is one of the reasons. Consumers make use of a distinctive feature of cash - a glance into one's pocket...
Persistent link: https://www.econbiz.de/10009372154