The pricing of interest rates on retail deposits in Croatia does not follow standard term structure or quantity premium for pricing deposits. Banks often pay no premium on time or on quantity of deposits. On one hand this is not surprising since the banking sector has been very liquid for last...

Article about the role of determinism in the development of social processes. Author from the standpoint of the materialist dialectic analyzes the dynamics and patterns of social processes in Russia. Particular attention is paid to the criticism of religious and ideological concepts of...

Through the use of input-output analysis tools, like backward and forward linkages (Hirschman-Rasmussen and Pure), it was possible to delineate which are the sectors that belong to the Brazilian Agribusiness. From the definition of the sectors and using the Brazilian input-output tables it was...

This paper is interested to show the limitations that the 2-Dimensional and 3-Dimensional graphs are showing when we try to visualize the behavior of large number of variables, equations and functions in the same graphical space. Therefore, we suggest the application of multi-dimensional graphs...

We develop a GARCH model with autoregressive conditional asymmetry to describe time-series. This means that, in addition to the conditional mean and variance, we assume that the skewness describes the behavior of the time-series. Analytically, we use the methodology proposed by Fernández and...

Society faces difficult choices over whether to allow habitat conversion for economic gain versus conserving habitat to protect biodiversity. Because the conservation of biodiversity and the material well being of the human population are both important goals, it is important to set conservation...

Nowadays, when companies are dealing with severe global competition, they are making serious investments in Customer Relationship Management (CRM) strategies. One of the cornerstones in CRM is customer churn prediction, the practice of determining a mathematical relation between customer...

Although some discussions about the relation between population and the economic growth are made for a long time, today there is a general opinion that the population growth has positive relation with the economic growth. This opinion is also supported by the empirical studies. Despite there is...

A survey conducted in 1975, as part of the World Fertility Survey programme, provided evidence that fertility began to decline in Pakistan during the early 1970s. Because of the low level of contraceptive use recorded in that survey, the fertility decline was attributed to delayed marriage....

This paper examines whether patents increase the geographic reach of the market for ideas. By employing a dataset of 25,127 US patents traded between US located firms, we find that patents sold during application phase are less likely to be traded outside the seller‟s state than patents that...