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We provide evidence that commercial lenders in Peru free ride off their peer's screening efforts. Leveraging a discontinuity in the loan approval process of a large bank, we find competing lenders responded to additional loan approvals by issuing approvals of their own. Competing lenders...
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This study was carried out to empirically assess women entrepreneurs' access to credit in Kano metropolis. The study … was aimed at analyzing the maximum willingness to accept loans by women entrepreneurs and exploring the major problems … hindering women entrepreneurs from fundraising for businesses in Kano Metropolis. The study employed a multi-stage random …
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Using bank administrative data on entrepreneurs’ personal and business activities, we show that an entrepreneur’s …
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