The theory of insurance is considered here when an insured individual may be able to sue another party for the losses … that the insured suffered — and thus when an insured has a potential source of compensation in addition to insurance … coverage. Insurance policies reflect this possibility through so-called subrogation provisions that give insurers the right to …

The theory of insurance is considered here when an insured individual may be able to sue another party for the losses … that the insured suffered--and thus when an insured has a potential source of compensation in addition to insurance … coverage. Insurance policies reflect this possibility through so-called subrogation provisions that give insurers the right to …

The theory of insurance is considered here when an insured individual may be able to sue another party for the losses … that the insured suffered—and thus when an insured has a potential source of compensation in addition to insurance coverage …. Insurance policies reflect this possibility through so-called subrogation provisions that give insurers the right to step into …