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A machine learning approach for micro-credit scoring
Ampountolas, Apostolos; Nde, Titus Nyarko; Date, Paresh; … - In: Risks : open access journal 9 (2021) 3, pp. 1-20
In micro-lending markets, lack of recorded credit history is a significant impediment to assessing individual borrowers' creditworthiness and therefore deciding fair interest rates. This research compares various machine learning algorithms on real micro-lending data to test their efficacy at...
Persistent link: https://www.econbiz.de/10012508509
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Unlocking credit access : using non-CDR mobile data to enhance credit scoring for financial inclusion
Razavi, Rouzbeh; Elbahnasawy, Nasr - In: Finance research letters 73 (2025), pp. 1-5
Persistent link: https://www.econbiz.de/10015211438
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The role of credit officers in the performance of micro loans
Agier, Isabelle - In: The economics of transition 20 (2012) 2, pp. 271-297
Persistent link: https://www.econbiz.de/10009614469
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Credit scoring for microfinance : is it worth it?
Van Gool, Joris; Verbeke, Wouter; Sercu, Piet; Baesens, Bart - In: International journal of finance & economics : IJFE 17 (2012) 2, pp. 103-123
Persistent link: https://www.econbiz.de/10015179923
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Don't Stay Put: Ride the (Credit) Wave
Fu, Jonathan; Ioannidou, Vasso; Mishra, Mrinal - 2022
Persistent link: https://www.econbiz.de/10013368779
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Finance and firm volatility : evidence from small business lending in China
Chen, Tao; Huang, Yi; Chen, Lin; Sheng, Zixia - In: Management science : journal of the Institute for … 68 (2022) 3, pp. 2226-2249
Persistent link: https://www.econbiz.de/10013268060
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The role of subsidization and organizational status on microfinance borrower repayment rates
Chakravarty, Sugato; Pylypiv, Mariya I. - In: World development : the multi-disciplinary … 66 (2015), pp. 737-748
Persistent link: https://www.econbiz.de/10010496211
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Serving the underserved : microcredit as a pathway to commercial banks
Agarwal, Sumit; Rusuhuzwa, Thomas Kigabo; Minoiu, Camelia; … - 2021
Persistent link: https://www.econbiz.de/10012609349
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Caste-based discrimination, microfinance credit scores, and microfinance loan approvals among females in India
Patel, Pankaj; Lenka, Sambit; Parida, Vinit - In: Business & society 61 (2022) 2, pp. 372-388
Persistent link: https://www.econbiz.de/10012801547
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Lending relationship in the traditional credit market : implications for credit risk management strategy in micro credit institutions
Suryani, Embun; Hermanto; Hidayati, Siti Aisyah; Putra, … - In: Journal of international commerce, economics and policy 12 (2021) 3, pp. 1-20
Persistent link: https://www.econbiz.de/10013399974