Solicitor of the High Court of Malaya and his area of expertise is in capital markets law, blockchain technology, and FinTech …

Chapter 1: Banking Regulation and Fintech challenges -- Chapter 2: International Standard Setting Boards -- Chapter 3 … as a political forum for the oversight of international financial regulation is diming as FinTech is blurring the … traditional financial system, presenting both challenges and opportunities. As FinTech grows rapidly, the importance of regulation …

FinTech can lower investment barriers and improve risk-taking. Seizing on the rapid expansion of offline usages of Alipay in …-fund investments on the FinTech platform, we find that higher FinTech adoption results in higher participation and more risk …Using a unique FinTech data containing monthly individual-level consumption, investments, and payments, we examine how …

effect on sustainability, the emergence of new competitors such as FinTech companies, the role of mobile banking in the …

This paper examines how digital finance development affects household risk sharing in China. We provide convincing … of reduction in idiosyncratic consumption growth in regions with better digital financial inclusion. Improved risk … household risk sharing. However, the development of traditional banking credit market does not appear to promote risk sharing. …

Financial technology (Fintech) has prompted authorities to consider their potential financial stability benefits, risks …

behavioral traits and that greater financial literacy could encourage risk-averse persons to adopt fintech. …Rapid developments in financial technology (fintech) are expected to contribute to improvements in financial inclusion … and well-being. This paper investigates how financial literacy and other factors contributed to the adoption of fintech …