We examine the impact of fintech start-ups on the performance and default risk of traditional financial institutions …. We find a positive relationship between fintech start-up formations and incumbent institutions’ performance for the … period 2005–2018 and a large sample of financial institutions from 87 countries. We further analyze the link between fintech …

We examine the impact of fintech start-ups on the performance and default risk of traditional financial institutions …. We find a positive relationship between fintech start-up formations and incumbent institutions’ performance for the … period 2005–2018 and a large sample of financial institutions from 87 countries. We further analyze the link between fintech …

purpose of reinventing financial technology (fintech). We find that countries witness more fintech startup formations when the … lower the number of fintech startups in a country. Overall, the evidence suggests that fintech startup formation need not be …

This study examined the impact of fintech/digital financial services on bank performance by tiers in the period before … the provision of loans by non-bank actors is growing. However the non-bank credit only provides loans at very high … bank respondents viewed digital financial services as complementary to enhancement of efficiency and scope of financial …

paired-sample t-test and GMM analysis indicate a significant positive impact of fintech and bank M&As on the operating …Fintech startups symbolize a radical transformation in the financial industry that provides technology-based financial … acquisitions (M&As) between banks and fintech and the impact on the performance of the acquirers in the period 2010-2020. The …

effect on sustainability, the emergence of new competitors such as FinTech companies, the role of mobile banking in the … created as a collaboration between Santander Bank and the University of Cantabria. SANFI works to identify, develop, support …

Fintech has increasingly become part of the global economy with the evolution of technology, increasing investments in … fintech firms, and greater integration between traditional incumbent financial firms and fintech. Since the 2007 … risk. As fintech grows, so too should the concern about its possible impact on systemic risk. This paper analyzes two …