results from a randomized experiment in Ghana to test whether the identity of the respondent and the inclusion of product …-specific cues in questions affect the reported rates of household usage of financial services. The analysis shows that rates of … household usage are almost identical when the head reports on behalf of the household and when the rate is tabulated from a full …

results from a randomized experiment in Ghana to test whether the identity of the respondent and the inclusion of product …-specific cues in questions affect the reported rates of household usage of financial services. The analysis shows that rates of … household usage are almost identical when the head reports on behalf of the household and when the rate is tabulated from a full …

experiment in Ghana tested whether the identity of the respondent and the inclusion of product-specific cues in questions affect … reported rates of use of financial services. Rates of household use are almost identical whether the head reports on behalf of … the household or whether the rate is tabulated from a full enumeration of household members. A less complete summary of …

Using a nationally representative household survey data set from Ghana, this paper provides empirical evidence … regarding the role of financial inclusion or financial exclusion in household welfare. We first compute a multidimensional index … of financial inclusion, and then we examine the effect of financial inclusion on household welfare. The study finds that …