This paper examines the impact of bank regulations, concentration, inflation, and national institutions on bank net … interest margins using data from over 1,400 banks across 72 countries while controlling for bank-specific characteristics. The … data indicate that tighter regulations on bank entry and bank activities boost net interest margins. Inflation also exerts …

Theory makes ambiguous predictions about the effects of bank concentration on access to external finance. Using a …, the authors assess the effects of banking market structure on financing obstacles and the access of firms to bank finance …. The authors find that bank concentration increases financing obstacles and decreases the likelihood of receiving bank …

The authors study the impact of bank concentration, regulations, and national institutions on the likelihood of … (1) in more concentrated banking systems, (2) in countries with fewer regulatory restrictions on bank competition and …

The authors examine the impact of bank supervision on the financing obstacles faced by almost 5,000 corporations across … powerful supervision. Finally, the authors find that bank supervisory agencies that force accurate information disclosure by …

Using bank-level data, the authors apply the Panzar and Rosse (1987) methodology to estimate the extent to which … systems with greater foreign bank entry and fewer entry and activity restrictions to be more competitive. They find no … contestability determines effective competition, especially by allowing (foreign) bank entry and reducing activity restrictions on …

During the 1990s commercial bank deposits and capital rose relative to GDP in the major developing countries. This rise …' loanable funds was absorbed by increased net holdings of central bank debt and of government debt. Much of the rise in … role. Bank intermediation between depositors and private sector borrowers remained limited in many countries despite …

Countries differ in the extent to which their financial systems are bank-based or market-based. The financial systems … of Germany and Japan, for example, are considered bank-based because banks play a leading role in mobilizing savings … the United States, and the United Kingdom are considered more market-based. Using bank-level data for a large number of …