This paper uses a unique data set to shed new light on credit availability to consumer bankruptcy filers. In particular, the authors' data allow them to distinguish between Chapter 7 and Chapter 13 bankruptcy filings, to observe changes in credit demand and credit supply explicitly, and to...

We assess the credit market impact of allowing mortgage “strip-down” as a foreclosure-prevention measure, where strip-down reduces the principal of underwater residential mortgages to the current market value of the property for homeowners in Chapter 13 bankruptcy. Our identification is...

Industry 4.0 has led to the growth of smart cities utilizing the Internet of Things (IoT). Wireless sensor network (WSN) has drawn considerable interest as an important element of the IoT. The Energy Internet (EI) is growing in importance as a significant component of constructing the...

The development of Digital Inclusive Finance (DIF) offers new opportunities for corporate innovation. This study empirically explores the influence of DIF on firms' R&D and innovation output via a two-way fixed-effects model and an instrumental variable method using the 2011-2018 Peking...