We analyze whether the availability of formal insurance products affects informal solidarity transfers in two … minimizes strategic concerns. The introduction of an insurance treatment alters solidarity in both experiments. We find crowding …-out effects in the first setting with strategic motives, while there are even crowding-in effects due to insurance availability in …

simulated by a lottery. Risk-sharing is possible in solidarity groups of three and insurance is introduced via less risky …This paper analyzes data from a novel field experiment designed to test the impact of two different insurance products … and a secret saving device on solidarity in risk-sharing groups among rural villagers in the Philippines. Risk is …

simulated by a lottery. Risk-sharing is possible in solidarity groups of three and insurance is introduced via less risky …This paper analyzes data from a novel field experiment designed to test the impact of two different insurance products … and a secret saving device on solidarity in risk-sharing groups among rural villagers in the Philippines. Risk is …

This paper investigates the crowding out of informal support among peers by the introduction of formal insurance. We … show that the availability of insurance changes people's intrinsic motivation to support others. We report results from a … endowment. It is varied whether they can purchase an insurance before the loss is determined. The other half of the subjects can …

simulated by a lottery. Risk-sharing is possible in solidarity groups of three and insurance is introduced via less risky …This paper analyzes data from a novel field experiment designed to test the impact of two different insurance products … and a secret saving device on solidarity in risk-sharing groups among rural villagers in the Philippines. Risk is …

solidarity ; informal insurance ; investment ; micro and small enterprises ; sharing ; Sub-Saharan Africa … patterns: entrepreneurs following an 'insurance regime' comply with sharing norms, are insured but reduce investment in their …

insurance scheme. Using the fifth wave of the Ghanaian Living Standard Household Survey, we investigate the extent to which the … exogenous implementation of the National Health Insurance Scheme affects the probability of making or receiving informal …. We conclude that the provision of formal health insurance can reduce covariate risk in weak transfer networks and support …

insurance scheme. Using the fifth wave of the Ghanaian Living Standard Household Survey, we investigate the extent to which the … exogenous implementation of the National Health Insurance Scheme affects the probability of making or receiving informal …. We conclude that the provision of formal health insurance can reduce covariate risk in weak transfer networks and support …

insurance scheme. Using the fifth wave of the Ghanaian Living Standard Household Survey, we investigate the extent to which the … exogenous implementation of the National Health Insurance Scheme affects the probability of making or receiving informal …. We conclude that the provision of formal health insurance can reduce covariate risk in weak transfer networks and support …

In this study we experimentally investigate whether solidarity, which is a crucial base for informal insurance … subjects. The reduction of solidarity is driven by a change in giving behaviour of persons with the risky project. Compared to … to show solidarity is influenced by both the desire for own compensation and attributions of responsibility. Our findings …